Kristy Morris is the founder of Kailo and the second generation of a family that built a McDonald's franchise portfolio after her father retired from professional rugby league. Her story spans blended families, business divorce, asset protection, and what it really means to raise children with values when wealth is part of the picture.

In this conversation, Kristy talks about growing up inside a family business — working shifts from the age of twelve, watching her parents treat work as something the whole family did together rather than something that took them away. She talks honestly about what she got wrong in her first marriage, how a seven-year business separation changed the way she thinks about structure and protection, and what she now wants her own children to understand about money, relationships, and standing on equal ground with the people they love.

This is a conversation about family. Not financial wealth.